Skip to main content

Posts

How Primary Data Fuels Business Growth and Competitive Advantage

  In today’s hyper-competitive market, data is the new currency . But not all data is created equal. Businesses that rely on primary data — the information they collect directly from customers, markets, and operations — often outperform competitors who depend only on secondary reports or third-party insights. This blog explores what primary data is , how it builds competitive advantages , and real-world company cases where it became the driver of industry leadership.   What is Primary Data? Primary data is first-hand information collected directly for a company’s unique needs . Unlike secondary data (market reports, published statistics, research papers), it is: Fresh and original Relevant to the company’s objectives Proprietary and not easily available to competitors Methods of collecting primary data include: Surveys and customer feedback forms Focus groups and interviews Observations in real-world environments Pro...

July 2025 — India's Export Rockets See Key Sector Surge

July 2025 proved to be a turnaround month for Indian exports. Against a backdrop of tight global markets and looming tariff hikes, India posted healthy growth—especially in high value-added sectors that signal shifting strength and diversification in the global trade mix. Export Stars of the Month Topping the leaderboard are sectors like Electronic Goods , Gems & Jewellery , and Engineering Goods —all demonstrating double-digit growth. Such sectors reflect India's growing prowess in manufacturing and global supply chains. Electronic Goods soared by 33.9%, showcasing India’s accelerating role in global electronics production. Gems & Jewellery exports nearly broke the 30% growth mark, buoyed by robust global demand. Engineering Goods —a historic mainstay—grew by 13.8%, showing continued industrial competitiveness. Emerging categories such as Pharmaceuticals (+14.1%) and Chemicals (+7.2%) provided additional ballast to export fig...

How Banks Make Money: Key Revenue Sources

Banks are vital to the economy, enabling transactions, providing loans, and offering investment opportunities. To operate and profit, they rely on diverse revenue streams. Below is a breakdown of the primary ways banks generate income: 1. Interest Rate Spread Banks accept deposits from customers, paying low interest rates, and lend that money at higher rates. The difference—the net interest margin (NIM)—is a cornerstone of bank profitability. 2. Fees and Charges Banks charge for numerous services, including: Account maintenance fees for managing checking and savings accounts. ATM fees for out-of-network withdrawals. Overdraft fees when accounts dip below zero. Late payment fees on loans and credit cards. Wire transfer fees for domestic or international payments. Foreign exchange fees for currency conversions. 3. Investment Income Banks invest deposits in financial instruments like bonds, stocks, and other assets, earning returns that diversify their income beyond lending. 4. Cred...