Startup acceleration by digital has brought agility, fast decision making and willingness to experiment. That's why every startup needs banking transformation. In 1980s MICR cheques and 1990s computerization and adaptation of branches enabled anywhere banking. Introduction of ATM and POS purchasing make efficient working for startups and other industries and customers approach and openness to experiment are also the need of every startup. Consumer behaviour for the change : What consumers need is faster services and technology. A multi-pronged approach to any customer service requirement is another startup characteristic that banks have welcomed. Consumer are attentive to all changes which startup provides. That's why startups are hiring from niche areas like analytics, design, design, risk, compliance and cybersecurity for a frictionless approach to startup.